Be Insured

I think most of us would have purchased some sort of insurance, be it life insurance, personal accident insurance, medical insurance, fire insurance, auto insurance etc etc...there are plenty of different types of insurance out there. .

Medical insurance can be quite costly (I could have used the money for shopping!! Ha!) but looking at the high rocket price of medical fees, I honestly think it is a worth while investment. It is not easy to choose medical insurance from the market as there are just too many to choose from. You can get overwhelming with all the different terms and offers available in the market. But I guess for medical insurance, besides the obvious reasons of being affordable, comes from a reputable & stable company as well as offering good coverage of various types of illnesses, it should most of all have speedy Accident Compensation Claims.

I have never experience of having to claim any of my insurances yet. So I will not be able to share my experience on claiming of compensation with you. But my sister do undergoing an operation in Miri Medical Centre (Private hospital in Malaysia) which the rates can be pretty hefty. But thank goodness she is covered! She (just a student then) is only investing less than a dollar a day. She bought her hospitalisation insurance in Singapore but it has a worldwide coverage.

Anyway, back to compensation claims, as of now, she has nothing to worry about hospitalization fees as that is already settled by the insurance company. She was able to stay in a better ward (ward A), better service from the nurse... without worried of the hospital bills, all charges covered....