Many of the times, i meet clients with different age band to discuss about how to use life insurance for your financial protection, savings and investment. Many of them will have the same excuses..
1) I already have a lot.
Think about it!!
How much coverage is enough?
Have You set aside cash savings equivalent to 6 months of your income for rainy days!!
You need to ensure that there is enough money to cover the family future expenses (including living expenses, child's education expenses) in case the sole breadwinner is not around anymore!!
2) Another exceses.. This happens for all age group..
I have no money..
Age 25
I am young and just starting my carrer. We dont make much money yet.
Age 35
Our Mortgage and family bills take all of our paychecks. We cant afford to save anything.
Age 45
We cant save now, the kids are in colleage.
Age 55
It is not easy to start at our age.
Age 65
We should have started long ago.
But it's too late now.
All this never come to a conclusion... But have you ever think...
what if the clock inside you stop clicking one day?
Are you responsibilty to your loved ones?
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